PURWANTO, Teguh Joni; ATMOKO, Triwidi; RAHARDJO, Susilo Toto. Driving Digital Banking Transformation in Indonesia Amid Industry 4.0. Arthatama: Journal of Business Management and Accounting, [S. l.], v. 9, n. 2, p. 246–257, 2025. Disponível em: https://www.journal.lifescifi.com/index.php/art/article/view/699. Acesso em: 5 may. 2026.